IMPORTANT DISCLOSURES
REGARDING THE GUARANTEE PROGRAM

Union State Bank has chosen not to participate in the FDIC’s Transaction Account Guarantee Program. Customers of Union State Bank with noninterest-bearing transaction accounts will continue to be insured through December 31, 2009 for up to $250,000 under the FDIC’s general deposit insurance rules.

Copyright 2006, Union State Bank, Rockwell City Iowa, 50579

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